PUTIT, L. EXAMINING CONSUMERS’ E-TRANSACTION BEHAVIOUR ADOPTION: AN EXPLORATORY STUDY. Journal of Human Capital Development (JHCD), [S. l.], v. 1, n. 1, p. 41–46, 2008. Disponível em: https://jhcd.utem.edu.my/jhcd/article/view/2542. Acesso em: 18 oct. 2024.