ABDULLAHI, M. S.; JAKADA, B. A.; KABIR, S. CHALLENGES AFFECTING THE PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES (SMES) IN NIGERIA. Journal of Human Capital Development (JHCD), [S. l.], v. 9, n. 2, p. 21–46, 2016. Disponível em: https://jhcd.utem.edu.my/jhcd/article/view/1922. Acesso em: 22 dec. 2024.